Privacy Policy

Overview

Northpath Ledger provides educational courses in personal finance. This policy explains what information we collect, how we use it, and the choices you have. We collect only information necessary to provide our services and we do not sell personal data.

Information we collect

• Account and contact information (name, email, phone if provided).
• Transaction details (purchases, amounts, timestamps).
• Learning activity (course progress, quiz results).
• Technical data (IP address, device, browser, cookies) used for security and essential functionality.

How we use information

• Provide access to courses, maintain accounts, and deliver certificates.
• Process transactions and provide receipts.
• Improve content, troubleshoot issues, and protect against fraud or abuse.
• Send service emails (password resets, purchase confirmations) and, with consent, product updates. You can opt out anytime.

Sharing

We share personal data with service providers who support payment processing, analytics, and customer support under contracts that require confidentiality and security. We may disclose information if required by law or to protect rights and safety.

Retention

We retain personal data for as long as necessary to deliver services, comply with legal obligations, resolve disputes, and enforce agreements. We use aggregation and deletion where appropriate.

Your choices

• Access, correct, or delete account information by contacting support.
• Opt out of non-essential emails via unsubscribe links.
• Control cookies via browser settings; essential cookies are required for basic functionality.

Security

We apply administrative, technical, and physical controls to protect data. No system is perfectly secure, but we work to prevent, detect, and respond to incidents.

Children’s privacy

Our services are intended for individuals 16 and older. If you believe a minor provided us information, contact us to remove it.

Contact

If you have questions about this policy, contact us at [email protected] or +1 (415) 555-0149.